Skip to main content

​
Overview

Your manual accounts are found in Settings > Manual Accounts. This is where you can create, view, and manage accounts that you want to track manually without connecting to a financial institution.

​
What are Manual Accounts?

Manual accounts let you include financial assets and balances in Treasury that aren’t connected through Plaid. They’re perfect for tracking items that still contribute to your net worth, even if they don’t exist in a traditional bank or investment account. You can use manual accounts for:
  • Physical assets like a home, car, or jewelry
  • Cash on hand that isn’t in a linked bank account
  • Investments or holdings not supported by Plaid
  • Closed loans or credit lines you still want reflected in your history
When creating a manual account, you can set an initial balance and manually update it over time as values change — for example, adjusting your home’s estimated value or tracking your cash total. This helps ensure your net worth in Treasury accurately reflects your complete financial picture, not just what’s in connected institutions.

​
Adding a Manual Account

To add a manual account, go to Settings > Manual Accounts, then click New Account in the top-right corner. A pop-up will appear where you can enter your account details:
  1. Account Name — Give your account a clear name (e.g., “Cash on Hand,” “Toyota Corolla,” or “Home Equity”).
  2. Balance — Enter the current value of the account or asset.
  3. Type — Choose the type of account from the list below.
  4. Subtype — Optionally, specify what kind of account it is (e.g., Checking or Car Loan).
  5. Click Add Account to save it.

​
Account Types

TypeDescriptionExample Uses
DepositoryAccounts that hold money or cash equivalents.Checking, Savings, Cash on Hand
CreditAccounts that represent borrowed money.Credit Cards, Lines of Credit
LoanLong-term borrowed funds you’re repaying over time.Mortgage, Student Loan, Car Loan
InvestmentAccounts or assets that may appreciate or generate returns.Brokerage, Retirement Accounts, Crypto Wallets
OtherAny other asset or account type not covered above.Home, Car (paid off), Gold Set, Collectibles

​
Subtype

The Subtype field lets you add more context within your chosen account type.
For example:
  • If you selected Loan, your subtype might be Student Loan or Auto Loan.
  • If you selected Depository, you could enter Cash or Savings Account.
Subtypes are completely flexible — you can name them however best describes your account. Once created, your manual account will appear alongside your connected accounts in Net Worth and can be updated manually anytime.

​
Editing a Manual Account

To make updates to an existing manual account, go to Settings > Manual Accounts.
  1. Locate the account you’d like to update.
  2. Click the three dots (⋯) on the right-hand side.
  3. Select Edit from the dropdown.
  4. The Edit Manual Account window will open. Here, you can update:
    • Account Name — rename the account for clarity.
    • Balance — adjust the amount to reflect the current value.
    • Type — change the account type if needed (e.g., from Depository to Loan).
    • Subtype — modify the subtype (for example, Cash → Checking or Student Loan → Car Loan).
  5. When finished, click Save Changes to confirm.
All edits are immediately reflected across Treasury, including in your Net Worth and any connected reports.

​
Deleting a Manual Account

If you no longer need a manual account, you can remove it at any time.
  1. Go to Settings → Manual Accounts.
  2. Find the account you want to remove.
  3. Click the three dots (⋯) on the right-hand side.
  4. Select Delete.
  5. A confirmation pop-up will appear.
  6. Click Delete to permanently remove the account.
This action cannot be undone. Once deleted, all associated data for that account will be permanently removed from Treasury.
⌘I