> ## Documentation Index
> Fetch the complete documentation index at: https://docs.treasury.sh/llms.txt
> Use this file to discover all available pages before exploring further.

# AI Advisor

> Ask Treasury AI about your money in plain English and get answers grounded in your real financial data.

## Overview

**Treasury AI** is your built-in money coach. Open it from the navigation bar (or the **Ask about your finances…** box on your home dashboard) to ask questions about your spending, budgets, accounts, and net worth — in plain English — and get answers grounded in *your* actual data.

<Frame>
  <img className="block dark:hidden" src="https://mintcdn.com/treasury/OmhP8gkUyyErM0vq/images/ai-advisor/overview-light.png?fit=max&auto=format&n=OmhP8gkUyyErM0vq&q=85&s=4c4c82a36d2f9af0d8d990ca41ad4eee" alt="The Treasury AI start screen with suggested prompts and an ask box" width="2880" height="1800" data-path="images/ai-advisor/overview-light.png" />

  <img className="hidden dark:block" src="https://mintcdn.com/treasury/OmhP8gkUyyErM0vq/images/ai-advisor/overview-dark.png?fit=max&auto=format&n=OmhP8gkUyyErM0vq&q=85&s=22616ed007021f7733c72e785061da76" alt="The Treasury AI start screen with suggested prompts and an ask box" width="2880" height="1800" data-path="images/ai-advisor/overview-dark.png" />
</Frame>

## What can it do?

Treasury AI understands your finances and can answer questions, surface insights, and pull up the exact numbers behind them. Ask things like:

* “How much did I spend on food last month?”
* “Show me all my active subscriptions and flag any worth cancelling.”
* “What’s my net worth and how has it changed this year?”
* “Which bills are coming up in the next week?”

To get started fast, tap one of the suggested prompts — **Budget deep dive**, **Net worth snapshot**, **Upcoming bills**, or **Subscription audit** — or just type your own question.

## Answers you can act on

Treasury AI doesn’t only reply in text — it pulls relevant data into rich, interactive **cards** right inside the conversation. Ask about your subscriptions, for example, and it returns a card listing each one with its amount and a running monthly total, so you can act on the answer without leaving the chat.

<Frame>
  <img className="block dark:hidden" src="https://mintcdn.com/treasury/OmhP8gkUyyErM0vq/images/ai-advisor/conversation-light.png?fit=max&auto=format&n=OmhP8gkUyyErM0vq&q=85&s=2ad47709dd313995f01c885aa9cb9419" alt="Treasury AI answering a question with an interactive recurring-transactions card" width="2880" height="1800" data-path="images/ai-advisor/conversation-light.png" />

  <img className="hidden dark:block" src="https://mintcdn.com/treasury/OmhP8gkUyyErM0vq/images/ai-advisor/conversation-dark.png?fit=max&auto=format&n=OmhP8gkUyyErM0vq&q=85&s=f6e3cb6d50bc97b1e82fcac1a3df1afe" alt="Treasury AI answering a question with an interactive recurring-transactions card" width="2880" height="1800" data-path="images/ai-advisor/conversation-dark.png" />
</Frame>

<Tip>
  Be specific. “How much did I spend on dining out in May, and is that more than April?” gets a sharper, more useful answer than “How’s my spending?” You can always follow up — the conversation keeps its context.
</Tip>

## Conversations & history

Each chat is saved. Start a fresh thread with **New chat** (top right), and revisit earlier conversations from the **history** icon next to it. This makes it easy to pick up a previous line of questioning or keep separate threads for different topics.

## Memory

Treasury AI can remember context about you and your finances across conversations — your goals, preferences, and the things you tell it to keep in mind — so its advice gets more tailored over time. You can review and manage what it remembers in **Settings → Memory**.

<Note>
  Treasury AI can make mistakes — it even says so under the chat box. Treat its answers as a fast, well-informed starting point and double-check anything important before acting on it.
</Note>

## FAQ

<AccordionGroup>
  <Accordion title="What kinds of questions can I ask?">
    Anything about your money — spending, budgets, accounts, bills, net worth, subscriptions. Be specific for the best answers, and follow up in plain English to go deeper.
  </Accordion>

  <Accordion title="Does Treasury AI remember things between chats?">
    Yes. It keeps context within a conversation, and **Memory** lets it remember details about you and your goals across conversations. Manage what it remembers in **Settings → Memory**.
  </Accordion>

  <Accordion title="Can it move my money or change my accounts?">
    No. Treasury AI reads your data to answer questions and surface insights — it never moves money, pays bills, or makes changes on your behalf. You stay in control.
  </Accordion>

  <Accordion title="Is it ever wrong?">
    It can be — it even says so under the chat box. Treat its answers as a fast, well-informed starting point and double-check anything important before acting on it.
  </Accordion>
</AccordionGroup>

## Related

<CardGroup cols={2}>
  <Card title="Transactions" icon="receipt" href="/core/transactions">
    The activity Treasury AI reasons over.
  </Card>

  <Card title="Budgets" icon="chart-pie" href="/core/budgets">
    Ask the advisor how your budgets are tracking.
  </Card>

  <Card title="Net Worth" icon="chart-line" href="/core/net-worth">
    Get a plain-English snapshot of your whole picture.
  </Card>

  <Card title="Recurring Transactions" icon="repeat" href="/core/recurring-transactions">
    Run a subscription audit in one question.
  </Card>
</CardGroup>
